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Cumberland Federal Bank, FSB; MLO # #405513


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By Mail, Phone, or Fax:

Cumberland Federal Bank                           Cumberland Federal Bank
1390 Second Avenue                                   312 W. 9th St. N.  Suite 4
P.O. Box 338                                                 P.O. Box 352
Cumberland, WI 54829                                 Ladysmith, WI  54848
Phone: (715) 822-2249                                 Phone: (715) 532-2095
Fax: (715) 822-2279                                     Fax: (715) 532-2096


**Electronic mail sent through this website is not necessarily secure. You should not send electronic mail containing sensitive, confidential information such as account numbers, Social Security numbers, passwords or PINs.**




Our Lending Staff

Adam Skinner
Vice President & Senior Lender; MLO #405818 

Barry Ranallo
Vice President & Commercial/Agriculture Specialist; 
MLO #407530

Kala Green
Mortgage Specialist; MLO #920205 

Michael Cifaldi
Lender; MLO #1493118  

Thomas McCarthy
Lender; MLO #1488255


Bob Hegeholz
Lender; MLO #485422


Dave Hegeholz
Lender; MLO #1008044




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Ladysmith Branch


Cumberland Federal Bank


Cumberland Federal Bank is pleased to be a part of the Ladysmith community. With over 85 years of serving the Cumberland area, Cumberland Federal Bank looks forward to supporting the thriving commercial small business enterprises, community organizations and families that call Ladysmith home. Located at 312 W. 9th Street, North, Cumberland Federal Bank is a full service bank providing commercial banking services and traditional banking products with friendly exceptional service. Cumberland Federal Bank is now open Ladysmith to serve you.








New Scam Alert

There is a new scam involving online banking transfers. Fraudsters transfer money between accounts, then call pretending they need a refund. They ask money to be wired out. Be diligent in checking all of your accounts and ask bank personnel any questions. Watch for red flags such as: asking you to lie to bank personnel, saying they will give you money for your trouble, the person had no reason to give you money. Educate yourself: click on Education Center and Money IQ for information regarding scams.