Business Loans

At Cumberland Federal Bank our goal is to help your business grow. Our experienced Commercial/Agricultural Lenders think outside the box. They will work with you in tailoring financing that is flexible and creative to meet your unique financing needs. And because Cumberland Federal Bank's lending decisions are made locally, you can be assured that Small Business is Big Business at Cumberland Federal Bank.

Featured Loans

  • Real estate mortgages for commercial properties and investment properties.
  • Building acquisition or refinance.
  • Equipment or vehicle financing.
  • Agricultural real estate.
  • Machinery, equipment and livestock.
  • Working capital.
  • Operating Lines/Lines of Credit.
  • Crop input.
  • FSA/SBA Guarantees.

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Lines of Credit

Your company’s financial needs can change from day to day — which is why it’s crucial to have the money you need available at any moment. With a Business Line of Credit from Cumberland Federal Bank, you can easily increase your cash flow, purchase inventory, expand your business, finance receivables or support seasonal changes in business without missing a beat. There are no prepayment penalties, so you can pay down your line of credit at any time and have additional funds to use!

Ag Loans

Whether your operation is a long-time family farm or you're looking to get a start, Cumberland Federal Bank can help you. We have been helping farmers in our communities start and grow their operations since our beginning. We are located in rural, Wisconsin communities of Cumberland & Ladysmith. Agriculture is a pillar of our communities and the state of Wisconsin.

We know ag. It’s in our roots. Here are just some of the financing options we offer for agriculture.

  • Ag Real Estate Loans
  • Equipment Loans and Leasing
  • Operating Lines of Credit

Commercial Real Estate

Secure financing on an already established real estate investment or new construction financing.

Decisions made locally by experienced commercial bankers that you know and trust.

Cumberland Federal Bank offers flexible financing at attractive rates and terms with a variety of resource options that best meet your objective for most property types including:

  • Multi-family
  • Single-familty
  • Office/industrial
  • Retail
  • Hospitality

Best of all, our highly-regarded, commercial real estate bankers understand today’s investment environment and will be pleased to meet with you to discuss creative financing techniques that best achieve your goals. And because we are a community bank, we make decisions at the local level, so we can process and fund your loan quickly.

Our bankers are equipped to handle your financing needs, whether your project is a simple one, or requires highly complex financing.

Ready to Get Started?

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