One of the most important accounts you can have is a checking account. Cumberland Federal Bank knows that when it comes to a checking account, customers want an account that is hassle free. If you are tired of your bank charging you unnecessary fees and other charges, open up a checking account with us! All of our checking accounts accept direct deposit.

Features for all Accounts:

  • FREE unlimited check writing.
  • FREE ATM and Debit Cards.
  • FREE Online Banking.
  • FREE eStatements. Easy access from Online Banking to the past 18 months of statements. Less mail, faster statements.
  • Bill Pay.
  • New customers receive free mini pack of personalized checks.

View CFB Pricing Schedule

Access to Cumberland Federal Bank's UChoose Rewards program.

UChoose Rewards is a rewards program where you can earn points for choosing to use your Cumberland Federal Bank Visa® Debit Card. Redeem your points for anything of your choice from a huge online rewards catalog. Earn 1 point for every $2 you spend every time you shop. Watch your points add up each and every time you use your Cumberland Federal Bank Visa® Debit Card and sign for your purchases. Simply use your card at gas stations, supermarkets, drugstores, malls, and anywhere else and just keep earning. The more you spend the more you earn. Contact a Cumberland Federal Bank customer service representative for additional details.

Non-Interest Checking

  • $50.00 minimum to open account.
  • $200.00 minimum daily balance to avoid maintenance fee (monthly maintenance fee of $5.00 plus $ .15/debit if account balance falls below $200.00).

Interest Checking

  • $50.00 minimum to open account.
  • Maintain an average daily balance for the statement period of $500.00 to avoid maintenance fee (monthly maintenance fee of $5.00 plus $ .15/debit if monthly average account balance falls below $500.00).
  • Minimum balance to earn interest: $1,000.00. You must maintain a minimum daily balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
  • Interest is compounded monthly and paid monthly.
  • Fees on accounts could reduce earnings on the account.
  • The interest rate and annual percentage yield may change on these accounts at any time.

Ready to Get Started?

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