Online Banking Access
Business Bill Pay | Learn More & Sign Up

EndeavorOutstanding Servicemarching bandSlide2

local decisions

ATM/Debit Cards

Our ATM card allows you to access your savings and checking accounts anytime of the day; it’s like having your own personal teller whenever you need one.                                                                                  

  • Use to withdraw cash from checking or savings at any ATM.                                                                                                           
  • Check account balances.
  • Transfer funds.
  • No ATM fee at our Cumberland Federal Bank ATM.
  • Fees may be assessed when card is used at a non-Cumberland Federal Bank ATM.
  • $5.00 replacement card fee.

Our VISA® Debit Card gives you a faster, more economical, more convenient way to buy the products and services you need.  Our Debit cards provide 24/7 access to your checking account and generally can be used at ATM machines or anywhere credit cards are accepted.  Similar to writing a check, funds are withdrawn directly from the cardholders checking account.  Debit cards are essential for today's smart consumer.  Here's why:

  • FREE Debit card.
  • Use to withdraw cash from checking or savings at any ATM.
  • Check account balances.
  • Transfer funds.
  • No ATM fee at our Cumberland Federal Bank ATM.
  • Fees may be assessed when card is used at a non-Cumberland Federal Bank ATM.
  • Debit cards are accepted by many businesses that don't take checks.
  • Debit cards can help prevent customers from spending more money than they have in their account.
  • There is typically no extra charge to make a purchase with your debit card.
  • With a debit card, you don't have to carry cash.
  • No monthly charges or per-use fee.
  • $5.00 replacement card fee.
  • Earn UChoose Rewards Visa® Debit Card points.

UChoose Rewards Program

UChoose Rewards is a rewards program where you earn points for choosing to use your Cumberland Federal Bank Visa® Debit Card. Redeem your points for anything of your choice from a huge online rewards catalog.  You earn 1 point per $2 every time you choose to use your Visa® Debit Card.  When shopping in-store, select credit and sign for your purchases.

Report Lost or Stolen ATM/Debit Cards Immediately to Cumberland Federal Bank

Business Hours: 715-822-2249
Non-Business Hours: 1-800-554-8969

EnFact Fraud Debit Card Restrictions


Activate ATM/Debit Cards




 CFB Mobile Banking

Cumberland Federal Bank's Mobile App is here!  Just access your online banking for additional details.  Cumberland Federal Bank’s App is safe and secure, allowing you to manage your accounts on the go. Now you can view account history, make balance inquiries, transfer funds, on your phone, on your tablet, on your schedule!

Our Mobile Banking App has two unique features that you won't find on our traditional online banking platform: Mobile Deposit Capture and Popmoney transfers. These two new features make banking with Cumberland Federal Bank even easier wherever you may be!

Mobile Deposit Capture gives you with a fast, convenient, secure, and easy way to deposit checks without the need of visiting our office. It’s as easy as taking a picture with your phone or tablet. Just tap, snap, and deposit!

With Popmoney, you now can send money to anyone, anywhere, anytime, simply by sending a text or email. This new service allows you to avoid exchanging sensitive account information in order to send funds to friends, family, or acquaintances, which can be especially troubling given the level of fraud occurring today. Instead, the recipient receives a link that will take them to a secure environment to enter their own information and receive the funds. All transactions are safe and secure! This means your information and the recipient’s information will remain confidential.



Bill Payment Customers

On June 4th, Cumberland Federal Bank

will be launching a new and enhanced version

of our consumer bill payment service.  The new

service will offer many new benefits and features

including better cash flow control and the ability to

accept electronic bills.  The history of your payments

& payees will not be converted to the updated

system.  Please go to your current payment history

listing and print off any history you think you may

need before June 1st.  Follow this Bill Payment History

link for additional information.