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local decisions

Personal Loans

Your Cumberland Federal Bank lenders have a commitment to the community we serve.  We are your friends, your neighbors, your partners in the development and prosperity of Cumberland.  You can depend on us to do what's right for you and the community.  Also, because we're locally owned and operated, we make decisions 
right here in town.  You won't have to wait for approval from a far-off manager in a distant state who doesn't know you or understand your needs, conditions and

  • New and Used Auto Loans.
  • Recreational Vehicle Loans.
  • Boat, Motor, Trailer Loans.
  • Snowmobile & ATV Loans.

Cumberland Federal Bank provides quick, personal service with very competitive interest rates and terms.

Our Lenders are also available during non-banking hours.

Contact us today 715-822-2249 or email us at


Mortgage LoansEqual Housing Lender

As specialists in mortgage financing, we can provide all your mortgage needs.

  • Affordable Home Loans
  • Refinancing
  • Lot & Construction
  • Vacation Properties
  • Recreational Land Loans
  • Home Equity Loans
  • Lines of Credit

Application available here----Uniform Residential Loan Application 1003

Pre-purchase Approvals Available.

Our interest rates are very competitive and our closing costs are some of the lowest in our market area.  We are flexible on amortization and down payment requirements.  Let our experienced lenders assist you with your mortgage financing.  We take pride in providing quick and convenient service to our customers. 

Our Lenders are also available during non-banking hours.

Contact us today 715-822-2249 or email us at



Equifax, a national reseller of

consumer credit information

announced Thursday, September 7th,

that the company suffered a cybersecurity

incident potentially impacting 143 million

US customers.  For additional information

and to see if you were impacted by this

incident, click on the following link:

Equifax Notice


Your Chip Card is almost here!

CFB card

Additional Chip Card Information

Please activate your new Chip Card immediately &

destroy your old card.