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Personal Checking

One of the most important accounts you can have is a checking account.  Cumberland Federal Bank knows that when it comes to a checking account, customers want an account that is hassle free.  If you are tired of your bank charging you unnecessary fees and other charges, open up a checking account with us!  All of our checking accounts accept Direct Deposit.  Contact us today 715-822-2249 or email us at cfbsupport@cumberlandfederal.com.

 

Non-Interest Checking

  • FREE unlimited check writing.
  • FREE ATM and Debit Cards.
  • FREE Online Banking.
  • FREE eStatements.  Easy access from Online Banking to the past 12 months of your statements.  Less mail, faster statements.
  • Bill Pay.
  • New customers receive free mini pack of personalized checks.
  • $50.00 minimum to open account.
  • $200.00 minimum daily balance to avoid service charge fee (monthly service charge of $5.00 plus $ .15/debit if account balance falls below $200.00).
  • Access to Cumberland Federal Bank's UChoose Rewards program.
  • UChoose Rewards is a rewards program where you can earn points for choosing to use your Cumberland Federal Bank Visa® Debit Card.  Redeem your points for anything of your choice from a huge online rewards catalog.  Earn 1 point for every $2 you spend every time you shop.  Watch your points add up each and every time you use your Cumberland Federal Bank Visa® Debit Card and sign for your purchases.  Simply use your card at gas stations, supermarkets, drugstores, malls, and anywhere else and just keep earning.  The more you spend the more you earn.  Contact a Cumberland Federal Bank customer service representative for additional details.
  • CFB Pricing Schedule

Interest Checking

  • FREE unlimited check writing.
  • FREE ATM and Debit Cards.
  • FREE Online Banking.
  • FREE eStatements. Easy access from Online Banking to the past 12 months of your statements.  Less mail, faster statements.
  • Bill Pay.
  • New customers receive free mini pack of personalized checks.
  • $50.00 minimum to open account.
  • Maintain an average daily balance for the statement period of $500.00 to avoid service charge fee (monthly service charge of $5.00 plus $ .15/debit if monthly average account balance falls below $500.00).
  • Minimum balance to earn interest:  $1,000.00.  You must maintain a minimum daily balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield. 
  • Interest is compounded monthly and paid monthly.
  • Fees on accounts could reduce earnings on the account.
  • The interest rate and annual percentage yield may change on these accounts at any time.
  • Access to Cumberland Federal Bank's UChoose Rewards program.
  • UChoose Rewards is a rewards program where you can earn points for choosing to use your Cumberland Federal Bank Visa® Debit Card.  Redeem your points for anything of your choice from a huge online rewards catalog.  Earn 1 point for every $2 you spend every time you shop.  Watch your points add up each and every time you use your Cumberland Federal Bank Visa® Debit Card and sign for your purchases.  Simply use your card at gas stations, supermarkets, drugstores, malls, and anywhere else and just keep earning.  The more you spend the more you earn.  Contact a Cumberland Federal Bank customer service representative for additional details.
  • CFB Pricing Schedule

 

  

Ladysmith Branch

 

Cumberland Federal Bank

NOW OPEN IN LADYSMITH!


Cumberland Federal Bank is pleased to be a part of the Ladysmith community. With over 85 years of serving the Cumberland area, Cumberland Federal Bank looks forward to supporting the thriving commercial small business enterprises, community organizations and families that call Ladysmith home. Located at 312 W. 9th Street, North, Cumberland Federal Bank is a full service bank providing commercial banking services and traditional banking products with friendly exceptional service. Cumberland Federal Bank is now open Ladysmith to serve you.

 

 

 

 

 

 

 

New Scam Alert

There is a new scam involving online banking transfers. Fraudsters transfer money between accounts, then call pretending they need a refund. They ask money to be wired out. Be diligent in checking all of your accounts and ask bank personnel any questions. Watch for red flags such as: asking you to lie to bank personnel, saying they will give you money for your trouble, the person had no reason to give you money. Educate yourself: click on Education Center and Money IQ for information regarding scams.