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We provide expert assistance in the following areas:

• Bonds
• Common Stock
• Educational IRA
• Brokerage Accounts
• Traditional IRA
• Roth IRA
• Simple IRA
• Treasury Bills
• Government Securities
• Treasury Notes
• Variable Annuities

Financial Planning
• Retirement Plans
• Tax Planning Strategies
• 401k Planning
• 403b Planning
• College Plans
• Estate Plans
• Money Management
• Money Purchasing Plans
• Profit Sharing Plans

• Disability Income Insurance
• Life Insurance
• Long Term Care Insurance
• Individual Health Insurance
• Group Health Insurance


Daniel Goldsmith, CFP® RICP® is a registered representative of and offers securities, investment advisory and financial planning services offered through MML Investors Services, LLC, Member SIPC. 100 South 5th Street, Suite 2300, Minneapolis, MN 55402. (612) 333-1413. Ascend Financial Group, LLC, is not a subsidiary or affiliate of MML Investors Services, LLC, or its affiliated companies.



Ladysmith Branch


Cumberland Federal Bank


Cumberland Federal Bank is pleased to be a part of the Ladysmith community. With over 85 years of serving the Cumberland area, Cumberland Federal Bank looks forward to supporting the thriving commercial small business enterprises, community organizations and families that call Ladysmith home. Located at 312 W. 9th Street, North, Cumberland Federal Bank is a full service bank providing commercial banking services and traditional banking products with friendly exceptional service. Cumberland Federal Bank is now open Ladysmith to serve you.








New Scam Alert

There is a new scam involving online banking transfers. Fraudsters transfer money between accounts, then call pretending they need a refund. They ask money to be wired out. Be diligent in checking all of your accounts and ask bank personnel any questions. Watch for red flags such as: asking you to lie to bank personnel, saying they will give you money for your trouble, the person had no reason to give you money. Educate yourself: click on Education Center and Money IQ for information regarding scams.