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Account FormsForm

Account closure checklist

Items to be reviewed before closing your existing account.

Add individual/signer to account form

Use this form to add an individual or signer to your account. Return the form to a customer service representative and bring the new individual or signer into the bank to complete the process.

Direct deposit/automatic payment authorization form

Use this form to transfer direct deposit/automatic payments to your new Cumberland Federal Bank account. If you have regular direct deposits to your account (i.e. paycheck, Social Security payments, etc.) or automatic withdrawals (i.e. automobile payment, insurance premium, DirecTV, etc.), you will want to notify the company or organization that generates those transactions of the recent change in your account.



Ladysmith Branch


Cumberland Federal Bank


Cumberland Federal Bank is pleased to be a part of the Ladysmith community. With over 85 years of serving the Cumberland area, Cumberland Federal Bank looks forward to supporting the thriving commercial small business enterprises, community organizations and families that call Ladysmith home. Located at 312 W. 9th Street, North, Cumberland Federal Bank is a full service bank providing commercial banking services and traditional banking products with friendly exceptional service. Cumberland Federal Bank is now open Ladysmith to serve you.








New Scam Alert

There is a new scam involving online banking transfers. Fraudsters transfer money between accounts, then call pretending they need a refund. They ask money to be wired out. Be diligent in checking all of your accounts and ask bank personnel any questions. Watch for red flags such as: asking you to lie to bank personnel, saying they will give you money for your trouble, the person had no reason to give you money. Educate yourself: click on Education Center and Money IQ for information regarding scams.