Online Banking Access
Business Bill Pay | Learn More & Sign Up

EndeavorOutstanding Servicemarching bandSlide2

local decisions


With Online Banking at Cumberland Federal Bank, your bank is never closed.
You have 24-hour access to your accounts, the capability to transfer money
between your accounts, pay your bills and see your account balances any time
of the day or night.

Please feel free to call with any comments or questions of you may use the
Contact Us feature on our website to leave us a message at any time.  Please
click on the icon below to read the Terms and Conditions for using this system.
Once you have read the document, select "I Accept" to agree to these Terms and conditions and begin using the product.

Click here to read the Terms and Conditions for using the product.




Cumberland Federal Bank's Bill Pay Plus product is accessible to customers through Online Banking.  After completing a Bill Pay Plus enrollment form, customers will be able to pay bills from their Online Banking account.  Bill Pay Plus can be used to pay a single bill or set up recurring payments for monthly bills.  Cumberland Federal Bank offers this service as a convenience to our Online Banking Customers.  Fees - FREE as long as you are making bill payments.  After three months of inactivity, you will be charged $4.80 per month.  For questions about Bill Pay Plus or if you need help signing up, contact us today 715-822-2249 or email us




Ladysmith Branch


Cumberland Federal Bank


Cumberland Federal Bank is pleased to be a part of the Ladysmith community. With over 85 years of serving the Cumberland area, Cumberland Federal Bank looks forward to supporting the thriving commercial small business enterprises, community organizations and families that call Ladysmith home. Located at 312 W. 9th Street, North, Cumberland Federal Bank is a full service bank providing commercial banking services and traditional banking products with friendly exceptional service. Cumberland Federal Bank is now open Ladysmith to serve you.








New Scam Alert

There is a new scam involving online banking transfers. Fraudsters transfer money between accounts, then call pretending they need a refund. They ask money to be wired out. Be diligent in checking all of your accounts and ask bank personnel any questions. Watch for red flags such as: asking you to lie to bank personnel, saying they will give you money for your trouble, the person had no reason to give you money. Educate yourself: click on Education Center and Money IQ for information regarding scams.