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Bank HoursHours

Lobby Hours

Monday Closed
Tuesday Closed
Wednesday Closed
Thursday Closed
Friday Closed
Saturday Closed

Drive Thru Hours

Monday   7:45-4:00
Tuesday   7:45-4:00
Wednesday   7:45-4:00
Thursday   7:45-4:30
Friday   7:45-4:30
Saturday   7:45-11:30am



Ladysmith Branch


Cumberland Federal Bank


Cumberland Federal Bank is pleased to be a part of the Ladysmith community. With over 85 years of serving the Cumberland area, Cumberland Federal Bank looks forward to supporting the thriving commercial small business enterprises, community organizations and families that call Ladysmith home. Located at 312 W. 9th Street, North, Cumberland Federal Bank is a full service bank providing commercial banking services and traditional banking products with friendly exceptional service. Cumberland Federal Bank is now open Ladysmith to serve you.


To continue to keep our customers and staff safe and well, our lobby will remain closed at this time. If you need to conduct business that requires you to come into the building, please call and we will make arrangements. 


The drive-thru, ATM and night deposit are open.
We encourage you to use our online tools from the control of your home or business, including Internet Banking, Transfer Now, Mobile Banking, Bill Pay, Zelle Person to Person payments, Mobile Deposit and Telebanking.


Thank you for your patience, understanding and continued trust. Stay informed by visiting our website.